Division on Visual Impairments

VIDBE Quarterly Volume 59(5)

A quarterly newsletter from the Council for Exceptional Children's Division on Visual Impairments containing practitioner tips for Teachers of Students with Visual Impairments, Certified Orientation and Mobility Specialists, and other professionals.

Issue link: http://dvi.uberflip.com/i/422067

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Page 62 of 72

Transitioning into Adulthood: Banking and Budgeting Dominique Neebe, Senior Instructor Helen Keller National Center d.neebe@yahoo.com Teenagers transitioning into adulthood are often presented with their first banking and budgeting experiences. They often start to be concerned about topics that they have never thought about before. These topics may include knowing how much money they have, paying for things they need or want, making purchases, and so on. These are all reasonable concerns. Through life experiences, trial and error, young adults are naturally exposed to banking and budgeting topics. Incidentally and directly, most teenagers gain the knowledge and experience they need to proceed with greater responsibilities that are demanded in adult life. For individuals who are deaf-blind, the transition is not seamless due to lack of environmental accessibility and incidental learning. An initial financial literacy evaluation should be completed in order to determine what experiences an individual has had with managing her own finances. Banking and budgeting incorporates every area of the Expanded Core Curriculum (ECC) and therefore should be considered an integral part of a student's high school transition plan. It is important to note that these approaches may be used by both teachers and family members who are vested in increasing the financial independence and success of young adults. It is recommended that educational and rehabilitation professionals work with the student's family members to increase the student's opportunities to practice skills across community contexts and in natural environments. Although there are many components of banking and budgeting, these practical tips will give you a place to begin to assist your student or family member achieve a higher level of independence 63

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